While the concept of investing in real estate and other assets in retirement plans has been around for more than 30 years, it hasn’t received a great deal of attention. Why? Most custodians that offer 401(k)s (banks and brokerage firms) focus on mutual funds and CDs-because they have financial interests in having you select those investments from them. Meaning, they make money by directing and managing the investments for you. The idea here is to be in control of your own financial success.
Because a majority of custodians focus on stocks and CDs, there’s a common misconception that these are your only investment options for retirement plans. But this is not the case.